Money says this message is spam

I just received a “Pre Approval Notice” for a loan in my email account’s spam folder this afternoon! But I can’t imagine why it didn’t go to my Inbox! I mean, it’s offering me a decent-sized loan at a 0% interest rate! That’s assuming that I can borrow money at fractions of a penny, of course:

$6,284.2113 Overnight. Pay back in 3 YEARS!

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